Not available today
Paisewise has no family, household, or HUF view. There is no shared dashboard, no per-member privacy control, and no way to roll several people's spending into one total. It is on our roadmap, and this page describes what we intend to build — but nothing on it is in the product right now.
What does work today: Paisewise reads the bank, UPI and credit-card transaction alerts that reach one signed-in account's inbox and turns them into a categorised ledger, with monthly trends, a per-bank breakdown, statement PDF reconciliation, and an AI chat over those transactions. If a household already funnels its alerts into a single inbox, that inbox's spending is tracked — but Paisewise sees it as one person's ledger, not as a family with members.
Why tracking family expenses in India is uniquely hard
Most expense tracker apps are designed for one person with one bank account. That is not how money works in an Indian household. A typical family runs on a mix of joint savings accounts, individual salary accounts, two or three UPI apps, a credit card or two, cash for the local market, and monthly transfers to parents or children. The result: nobody in the family has a complete picture, and the monthly “where did the money go?” conversation happens over screenshots and bank statements.
Shared expenses make it worse. When the groceries go on one person's card, the school fees leave another account, and the electricity bill is on auto-pay from a third, a single-user app cannot answer the question that matters: how much did our household actually spend this month?
What a household view would need to get right
We would rather build this properly than ship a version that leaks the wrong data to the wrong relative. The hard parts, as we see them:
- Each member signs in as themselves and consents to what the household can see.
- Shared costs — rent, groceries, utilities, school fees, EMIs — roll into a household total regardless of who paid, without flattening individual spending into it.
- Privacy that respects family dynamics: a personal card can stay entirely private while still contributing to a shared goal.
- Joint families and HUF structures, where a household is bigger than two adults and two kids, and pensions or a sibling's contribution belong in the same picture.
None of the above exists yet. When it does, it will move to the “available today” column on the homepage — and not before.
What you can do in the meantime
Each adult in the household can use Paisewise on their own Google account today and track their own spends automatically. Comparing two ledgers by hand is not a household dashboard, but it is a great deal better than screenshots, and it costs nothing while we are in beta. Our family expense tracking guide covers how to divide shared versus individual costs in the meantime.
How your data is handled
Family finances are sensitive, and we treat them that way. Access is read-only and scoped to transaction alert mail from known bank and card senders — never your personal conversations. Paisewise cannot move money and we do not sell your data. You can revoke access from your Google account at any time. Details are in our privacy policy.