Punjab National Bank remains a backbone account for salaries, pensions, agriculture-linked payments, and government benefits in many families. PNB One and UPI make spending easy, but the email alerts that follow each debit are rarely reviewed until something feels “off” — by which time reconstructing a month from Gmail search is painful.
Paisewise extracts PNB transaction alerts from your Gmail with read-only access, categorizes them, and shows clear monthly totals. It is built for households that trust PNB for core banking and still want modern expense visibility without learning a new spreadsheet habit.
Why PNB spending deserves better than passbook checks
PNB customers often combine branch-era habits (occasional balance checks) with modern UPI frequency. That mismatch leaves a gap: lots of small debits, little structured tracking. Mobile-banking history helps for recent payments but not for category trends across a quarter.
PNB alert emails are the continuous record. Paisewise treats those alerts as the input — known PNB sender addresses only — so pension credits, school-fee UPI, and grocery debits can be summarized without waiting for a branch statement.
Which PNB alerts Paisewise tracks
Paisewise connects to your Gmail with read-only access and pulls transaction alerts from known Punjab National Bank sender addresses — not your personal mail. Typical sources include:
- PNB savings and current account transaction alert emails
- PNB One / mobile-banking and UPI payment confirmations
- PNB debit card transaction notifications
- NEFT and IMPS transfer alerts emailed by PNB
Categorized totals help PNB-first households answer simple questions — groceries vs utilities vs transfers — without reconstructing threads by hand.
Tips for PNB email alert setup
Register and verify the email address on your PNB account through Internet Banking or PNB One. Email alerts must be on for Paisewise to see transactions.
- Confirm debit alerts are enabled for every PNB account you care about, including older savings accounts that still receive UPI.
- If parents’ PNB alerts go to a different email, either forward bank alerts to a shared Gmail (carefully) or connect the inbox that actually receives them — with consent.
- Government credit notifications and transaction debits can look similar in the inbox; a Gmail label for PNB alerts makes manual verification easier alongside automatic extraction.
- If multiple relatives bank primarily with PNB, note that a shared household view is on our roadmap and not built yet — each person can track their own alerts today.
How Paisewise stays safe with your Punjab National Bank mail
Paisewise uses Google's read-only Gmail scope. It cannot send, delete, or modify your mail, and it focuses on known Indian bank and card-issuer alert senders — not your personal conversations. It cannot move money, and you can revoke access from your Google account at any time. Full detail is on our privacy policy.
Most households use more than one bank. When alerts from Punjab National Bank and your other institutions share the same inbox, they are extracted into one ledger with UPI spends and categorised monthly trends, so the full picture lives in one place.
Punjab National Bank expense tracking — FAQ
Does Paisewise replace PNB One?
No. Keep using PNB One for payments and banking. Paisewise only organizes transaction-alert emails into an expense dashboard; it does not move money or replace the bank app.
What if my PNB account only sends SMS alerts?
Enable email transaction alerts in Internet Banking or PNB One. Paisewise reads Gmail alert emails; SMS-only notifications are not a substitute for that inbox stream.
Is my PNB data sold to advertisers?
Paisewise states that it does not sell your information. Gmail access is read-only and limited to known bank alert senders. See the privacy policy for storage and deletion details.
Built for Indian households, live today
The Paisewise web app is live for everyone and free while in beta: automatic Punjab National Bank expense tracking from alert emails, categories you can edit, monthly and per-bank trends, statement PDF reconciliation, and an AI chat over your own transactions. Android and iOS are in a seat-limited private beta.
Not built yet, and we would rather say so: live Account Aggregator bank connections, investment or net-worth tracking, and a family or household view. The roadmap on the homepage keeps the full list in the open.